Land Certificate Roya Services – Fast, Secure & Official
Our Services – Fast & Trusted Official Legalization
What Is a Roya?
Roya refers to the removal (or cancellation) of a mortgage lien from a land certificate after the loan or mortgage has been fully paid off — commonly used in cases of home ownership loans (KPR). Once the roya is completed, your certificate is free from any debt notations and fully reverts to your ownership.
Why Is Roya Important?
Without completing a roya, your land certificate still officially carries a mortgage or loan record, even if the debt is paid off. This can obstruct future property sales, new credit applications, or ownership transfers. A roya ensures that full ownership rights are returned to you as the legal landowner.
Our Roya Services
We assist with your roya application directly through the National Land Agency (BPN), ensuring a smooth, secure, and fully legal process. Our team will guide and complete all required paperwork for you.
Types of Roya Services We Provide:
- Roya for bank mortgages (KPR)
- Roya for non-KPR mortgage deeds (Hak Tanggungan)
- Free consultation available
Required Documents
- Land Certificate (SHM or SHGB)
- Loan clearance letter from the bank or financing institution
- Landowner’s ID card (KTP) and Family Card (KK)
- Latest Land and Building Tax (PBB) payment proof
- Mortgage Deed (Akta Hak Tanggungan), if available
Why Choose Us?
- Experienced in land legalization since 2013
- Faster and more efficient processing — we understand the internal flow at BPN and local offices
- Transparent and trackable — you can monitor every step
- Free consultation before you decide to proceed
FAQ – Frequently Asked Questions
Q: What happens if I don’t process a roya?
A: Your certificate will still be recorded as having an active mortgage, even if the debt is paid off. This can cause issues when selling the property or applying for new permits.
Q: Is roya mandatory for all KPR certificates?
A: Yes, all land certificates used as collateral for loans must undergo the roya process after settlement to be fully restored as personal property.
Q: How long does the roya process take?
A: Typically 2–4 weeks depending on the region and completeness of your documents.
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PT. MJB berpengalaman dan terpercaya sejak 2013
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